Health Insurance Made Simple
Find the Right Plan for Your Health
There’s no single health plan that fits everyone. Marketplace insurance can be a great option — private or non-Marketplace options might be a better fit. With SchellsInsurance, we help you compare all the options to find what works best for you.
Marketplace (ACA) Health Insurance
Marketplace insurance, also known as Affordable Care Act (ACA) coverage, helps individuals and families get affordable, comprehensive health insurance—even without employer coverage. At SchellsInsurance, we help you choose the right plan based on your income, household size, and health needs, guiding you through tax credits, special enrollment, and plan selection so you don’t overpay.
Explore Your Coverage Options
How It Works:
- Enter Your ZIP: See all plans available in your area.
- Compare: Side-by-side breakdown of costs & benefits.
- Enroll: We complete the application for you.
- Stay Covered: We’ll remind you when it’s time to renew.
Explore Marketplace Alternative Plans
Not everyone qualifies for Marketplace subsidies, and in those cases, alternative coverage may be a better option. UnitedHealthcare offers non-Marketplace solutions such as short-term and TriTerm medical plans that can provide more affordable coverage for generally healthy individuals. This section introduces those alternatives so you can see if one may be right for you.
**Disclaimer**: Some plans may require association membership. Fees and availability vary by state.
Short-Term Plans
Get temporary health insurance
that covers you for 30 to 364 days
TriTerm Medical
TriTerm plans combine short-term coverage into
a longer, affordable option for healthy individuals.